Legal Advice and Services Blog

Question by Ancient Bluegrass Picker: What is the average cost of a chapter 13 bankruptcy filing in Florida?
The client has two debtors. One is BOA (three credit cards) and one hospital bill. Honestly simple are honest forward.

She was quoted $ 1500.00. Is this fee in line including what other lawyers would payment for this benefit?

Best resolution:

Resolution by livin life
Sound in this area right, I paid $ 1100 in Utah for chr 7 which is usually cheaper. Now she desires to know she will be inflicted including to pay every extra penny she makes to the courts for 3-5 years to pay off these bills. THat earnings no savings account, no parties, nothing at all except the basic bills rent, gripping, phone, and provisions. They courts may tell her she desires to get rid of cell phone or other frivolous bits and pieces.

What do you reckon? Resolution below!

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Question by knight d: Anyone know what are the laws for filing bankruptcy on medical bills?
Can all the bills be wiped sterile or including the intention of’s not possible?

Best resolution:

Resolution by Jack
Yes, in both the USA and Canada … medical bills are eradicated as a result of the debtor filing for bankruptcy.

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Question by Sassy One: What are your rights as an employee a propos payroll if company is filing Chapter 7 Bankruptcy?
In the state of California.
We were paid approximately yesterday, but not all including the intention of is due. What are the options we be inflicted including for getting cash due including un-paid commissions.

Best resolution:

Resolution by Spock (rhp)
payroll is number two on the priority list for unsecured debts in bankruptcy. Taxes due are number one. banks and trade creditors are after you.

the bankruptcy trustee will handle this, if and after he determines there is sufficient cash to pay both the taxes and you.

it’ll take a while … maybe several months.

you should receive forms from the Trustee — make sure you do, fill them out, and send them back in.

***
fyi … commissions due are not as secure as you’d be fond of to reckon. every bankrupt company i’ve ever dealt including or in this area has had a rash of sales restore claims and a sales restore usually earnings no commission is due for including the intention of deal.

sharks among the buyers who don’t need the products immediately make the restore claims, sometimes on flimsy excuses, in the hope of life capable to buy the product from the Trustee later for much less during the “going out of business deal”.

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Question by FourPoundHammie: What do you all reckon in this area the city in rhode island filing for bankruptcy?
They are 80 million in the fissure and 19,000 people live there. The reason, pensions and entitlements.

I marvel if the whole country is headed this way.

Best resolution:

Resolution by WRG
This won’t be the last.

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Question by Joe B: Why does filing bankruptcy override court judgments, why does the law allow this?

For model, a plaintiff wins in tiny claims and the defendant records for bankruptcy. As I know their line up is wiped sterile and no longer owe the judgement, how is this justified?
Obviously it’s a cop out, but why does the law allow it, what’s the laws explanation for allowing this?
Why can someone file bankruptcy and still owe outcome support but not owe a court order judgment?

Best resolution:

Resolution by Michelle
its a cop out for losers to get out of what they owe

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Question by Jim: Will filing for private bankruptcy hinder my skill to obtain a work visa or resident visa in Philippines?
I am a Canadian citizen preparation to go to the Philippines. My wife, who is also a CDN citizen but born in the PHP does not be inflicted including her dual citizenship yet. We plot to run the family business there.

Best resolution:

Resolution by rogue
No you can live in PI indefinitely on a tourist visa.All you need to do is keep extending it and go to a nearby country every 2 years for 24 hours i believe and come back again and start the administer again.Each time you enter you need a low-cost ongoing ticket by law including the intention of you do not be inflicted including to use.Meanwhile you can organize for change of reputation while there living including your wife.No one desires to know in this area your bankruptcy you may need to prove you can support physically.

What do you reckon? Resolution below!

Question by Rhonda S: As do garnishments bring to a standstill after filing bankruptcy?
We filed bankruptcy and on of the cerditors continues to garnish my account. So everytime I get my pay packet direct deposited it’s dead. What should I do?
I am filing PRO SE. I don’t be inflicted including a attorney because I didn’t be inflicted including 1500.00 to save one. I be inflicted including called several law offices but attorneys don’t seem to ever be in the office. I already turned in all my paperwork and my case hand said my paperwork was all there and looked fantastic. I just don’t know how to bring to a standstill the garnishments.

Best resolution:

Resolution by davidmi711
Get a new bank account and be inflicted including your check deposited there. Chat about the situation including your lawyer.

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Question by Meliscious: As filing bankruptcy forms is it de rigueur to list the title of every release book and cd I own?
I know they want to know in this area every possession, but is “102 novels and textbooks” an acceptable resolution?

Best resolution:

Resolution by Common
Commonly, they are NOT looking for you to name every book and CD. The exception is everywhere those bits and pieces are of a higher than average value. For model, is one of your books a initially journal Walt Whitman? Including the intention of desires to be listed separately. The use copy of the latest Tom Clancy you got at the second hand book store? Doesn’t normally matter. So long as you’re accurately representing the value, including the intention of’s all they are normally looking for. They want to be sure you don’t be inflicted including whatever business of high value including the intention of can be sold to pay your creditors.

Now, its obviously a skilled thought to work including an attorney on this. If you can’t afford a bankruptcy attorney, you need to look nearly the town everywhere you live and see if any of them offer “bankruptcy clinics” – commonly, you pay a greatly reduced fee to go there and fill out the paperwork by physically, but including input by the attorney. It would be worth it to make sure including the intention of you are filling out the forms in accordance including your local BK court’s standards.

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Question by legend4real: Does filing bankruptcy bring to a standstill a foreclosure?
An individual goes through a divorce and as a result ofthe debts iincured winds up filing bankruptcy. I’m not sure if it’s chapter 7 or 13. But if the bankruptcy is granted does including the intention of wipe out the mortgage on the family? I know including the intention of material goods settlement obligations can be discharged as you file bankruptcy but I don’t know if the mortgage on a family is a material goods settlement obligation.

Best resolution:

Resolution by Rookerman
No.

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Question by rockabilly 1: My in laws are filing bankruptcy and are deciding to let their house go into foreclosure after the bankruptcy.?
Are there any repercussions? Will they own on the house,they are not including it in the BK?

Best resolution:

Resolution by Rambo
The house will be built-in in the bankruptcy by the side of including the surplus of the debts. The release way to keep a house in bankruptcy is to get the payments up to date and take up again to pay on it. You can’t exempt it from the bankruptcy.

What do you reckon? Resolution below!