Legal Advice please: My son threw up on the piano at his lesson…who is responsible to pay for the damage?

Jul 29th, 2011

Question by moxiemom72: Legal Advice please: My son threw up on the piano at his lesson…who is responsible to pay for the damage?
My son threw up on the piano. His lessons are at a piano studio in an office complex. The owner asked if I intended to pay for a professional cleaner and “implied” this could permanently ruin her piano. Again, this is a business, not someone’s home, so shouldnt she have insurance for this kind of thing? One more thing, she did mention this was her personal piano. Any legal advice?

Best answer:

Answer by Sierra K
This is a gray area, since she should have insurance, but since it is her personal piano (Which is unprofessional to keep at work, by the way, shame on her!) you may have to pay for the damage. Ask about their insurance policy first, though. I’m very sorry. I hope that your son recovered from his illness, if he was ill.

Know better? Leave your own answer in the comments!

  1. whip
    Jul 29th, 2011 at 02:40
    Quote | #1

    tell her no.she should have insurance and a license to teach.this is part of the job and assumed risk.{ meaning she brought this their of her own accord,this is assumed risk}

  2. bama37
    Jul 29th, 2011 at 03:30
    Quote | #2

    I would think that insurance would cover it. Ask her about it.

  3. thylawyer
    Jul 29th, 2011 at 04:16
    Quote | #3

    She should have insurance which should cover it.

    If she does not, the legal issue would be, who is negligent? If you knew the child was ill and let him go, you might be found negligent. If he ate something at the teacher’s, or he became ill there and the teacher insisted he finish the lesson, she would be negligent. It is possible, if you have homeowners’ or renters’ insurance, that it would cover it. Of course, your insurance would be canceled or the premium would increase.

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